GoBankingRates.com, drawing from the interest rate database maintained by Informa Research Services, has identified 10 of the lowest auto loans interest rates in the Fort Worth area. While average rates in the city range from 5.14% to 4.16% APR, these rates range from 3.49% to 1.99% APR. Lenders include Bank of America, Chase, Prosperity Bank, Tarrant County Credit Union, and Fort Worth CCU. Of course, the majority of these rates can only be had with 36-48 month loans, though there are a couple of 60-month loans are on the list. Also, as you may guess, these are largely “OAC” rates, meaning you’ll need quite good credit to qualify.