We have lenders and dealers all across Texas who cater to people with FICO scores of every kind. When you apply, we'll match you to a lender who's willing to approve you for financing. The application takes less than 3 minutes, and there are no commitments. Loans are bank or dealer-financed, and no money down is required for application. Get started today!
You need a car, not a hassle, and we're here to help. Why do so many Texas car-shoppers apply for financing through us? Let us count the ways:
Ever more Texas car shoppers are deciding to arrange their financing through us. Not only can you address details like interest rate and down payment terms prior to reaching the dealership, you will save a good deal of time by not having to spend hour after hour in the F&I (Finance & Insurance) office. What's more, we are consistently able to place 80-90% of our qualified applicants with a dealer or lender willing to finance their credit.
There must be stringent approval guidelines to maintain such high rates of success, right? Wrong. To pre-qualify, you simply need to meet the following requirements.
If this sounds like you, you're almost guaranteed to be placed with a lending specialist from a company that can approve you for financing.
A lower interest rate will lead to lower monthly payments, as well as less interest paid overall. Your annual percentage rate, as you probably know, is based on your credit score. Have you checked your score of late? We recommend that you do.
It also enables you to:
A large segment of the adult population--more than 4 out of every 5 consumers, by some estimates--have some sort of error on their credit report. The vast majority of these are not malicious, but rather the result of human error or mistaken identity. Of course, the issue is that such an error could result in an inflated interest rate, on account of your credit score being artificially low. When you submit your application, we'll give you more information on investigating and addressing such issues.
At Longhorn Auto Finance, we help our clients secure the funding they need for the vehicle they want, all at an interest rate they can afford. We help people purchase both new and pre-owned vehicles, and we do not charge application fees.
After the recession, we saw how much more difficult it became for Texas consumers to secure financing. We stepped in to help, combining our wealth of experience and advanced technology to streamline the process.